Field of Glory On-line — A Poor Replacement for the Gun Bar

My left overtakes Anthony's right at the end (my troops look darker)
My left overtakes Anthony’s right at the end (my troops look darker)

I’m now in Manila and the Gun Bar is firmly located in Singapore for the foreseeable future. How ever will I get my regular dose of beating up on Anthony? Simple really. Field of Glory On-line. Neither of us really likes Field of Glory rules but the on-line version has us not worrying so much about the rules as everything is resolved internally, in the computer’s memory.

The other down side is that it is impossible to determine if there is any dice feng shui, something we have got used to at the Gun Bar.

We just finished a game, 800 points a side and therefore a big game. We tend to start one big (800 point) digital army game and one scenario game (with both sides being played). The scenario games can be quite challenging. When we both lose the same side, it does suggest that the scenario is unbalanced.

Anthony's left has somewhat redeemed the failure of his right.
Anthony’s left has somewhat redeemed the failure of his right.

The last digital game we played however was from the Eternak Empire Group. I took the Ottoman out against the German knights led Knights Army. The two illustrations here are the position at the end. My left flank had overwhelmed and broken his right flank whilst his left flank had achieved the same result with my right. I had, however, manager to secure sufficient casulaties in the Knight to win.

The Ottoman Forced are shaded slightly.

We are in the process now of starting another game – this time my Sassanians are shaping up against a Principate Roman force.

BANG ON!

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Online car insurance – how hard can it be?

Mother’s car insurance has came up for renewal. It happens every year and every year Mum asks, “is this the best deal son?”

Every year I then devote the best part of a couple of hours or so out on the InterWebs searching to see what the best car insurance deal is for mum. It’s not like we are insuring a Ferrari or anything, it’s just a harmless old Nissan Pulsar but Mum has grown quite attached to it. Takes her shopping, lets her do her Meals-on-Wheels delivery and generally gets her around.

So, every year I spend a few hours and find her the best deal I can.

Those that know me too know that I hate “dicking” around. Systems should make it easy for me to do things, not harder. They should speed the process up, not make it longer. Right then, let’s have a look at a couple of fun moments from my recent searching.

qbe_captureFirst off though, I should mention that Youi Car and Home Insurance has been her insurer for the past two years. Before that it was AAMI. We had a quote from them already as part of the renewal notice. The first of the failures was QBE Insurance. I spend about 10 minutes stepping through all the questions, identifying the vehicle, recording details of all the potential drivers, recording my mother’s details, what the agreed amount was that we were looking for insurance for and whether we wanted excess protections etc.

When I got to the end of all this and clicked the “get quote” button, the image on the left was returned. Yep, after asking me how much insurance I wanted the system went ahead with the other 50 questions and only when I had completed every question including how much insurance was required, QBE then told me that the amount of insurance requested was below the minimum amount they will deal with. In Twitter terms …. #fail!

Of course, the other thing about this is that there is no link backwards to change any of the information given, like did I want to increase the amount of insurance.

budget_capturehttp://www.budgetdirect.com.au/ was the insurance quote system to annoy me. Again, after answering the 50-odd questions, plugging away to the end the one thing that I had not answered was any amount for the insurance (“agreed value” in Australian terms).  I progressed through and the screen to the right was eventually returned.

The lump sum payment amount was nice – it was about $20 cheaper than Youi. However the issue was that now where did Budget tell me what the insured value was. They mentioned “market value” only which could be any value really. It was not specified. So budget wanted $512.33 of my mother’s hard earned money for an unspecified amount of insurance. #Fail!

The other nasty thing about Budget – look at the instalment option. Pay back over 12 months on a month-by-month basis and pay $599 instead of $512 – and $87 premium for paying by the month on an agreed insurance value that presumably is going to get smaller as the year progresses. Another #fail.

There were some other annoying things as well – GIO Car Insurance for example. After answering the questions they came up with a quote that was around about the same level as Youi. The only problem was it was for about $2,600 over insurance coverage whereas Youi was $4,750.

The other thing I noticed is that same quotation system is used between many insurers. That is not surprising as many of the insurers are owned by the same company, Suncorp.

The good thing from all this? I won’t have to do this for another 12 months 🙂